The Money Test

Orang sentiasa mengeluh, “Kenapa Duit Saya Tidak Pernah Cukup?”

- The popular belief would say that How can it ever be enough when the money is just too little to be enough?

But my parents think otherwise.

They said,

If you have a wrong spending habit, you will never have enough money. So it doesn’t matter how much money you have, RM500 or RM5000, it makes no difference.

And the theory of my own belief is that…

If the salary of RM500 is not enough for your own spending, RM5000 won’t still be enough for you. I think I find the way to agree to my parents.

So to see if how good a person is in managing his financial, it’s okay to start with a small amount of money to manage. If he can do it well, he certainly can do well with even how big the money is.

It’s proven!!

For me, financial management in a person is very important. Eventhough I am still far away from being good in that too, but I know how essential it is to us. So for someone who is never enough of money despite getting good amount of salary monthly, it’s bad news.

How to know?

There’s a RUNTEST that I have actually tried myself.

When someone comes to you and say he has financial problem, and you are still puzzled about the person’s reliability and other things… you can actually risk SOME MONEY to get the answer to many questions. Lend the person some amount of money. And then, make some professional verbal agreement with him that he could pay it whenever he has the money. And that’s it.

See, how long he takes to pay you back without you reminding him or without you bringing it up to him. Or better yet, make the person forget that you actually remember lending him any money at all.

If he’s one of the suitors who try to make impressions, you only need to risk some money but you will save time in the long run. You don’t have to stay and listen to more craps if he fails in this only Money Test. If he pays you, how long he takes? That is IF he actually pays at all. Some of the results that you can read from this test alone are…

1. Whether or not he is good in financial management

2. Whether or not he is trustworthy

3. Whether or not he is the type who takes advantage of other people

4. Whether or not he is reliable

And many other things, actually. The last time I did that test, the person failed very badly. Maybe he thinks the money does not mean much to me so it’s still the same whether or not he pays. But he’s wrong. Rules are rules. If someone like this opens his mouth trying to advice me on something, I would not listen because he has failed the simplest test that says a lot about a person he is.

Agree or not? :)

Think about it ya.