There’s a lady friend who is problematic in her monetary reputation. She has bad records everywhere. Recently she applied for a business loan from this certain department, whose staff are mostly my friends. Even the boss is my goodfriend. The thing about the lady is that SHE LIED about her financial situation. She told the officer that she has no unsettled loans and debts. As a matter of fact, if she has clear payment record, she could get through the first loan that she applied. Since her application was rejected 2 times by different banks then only she came to the department to try out her luck. So what do you think? Do you think she should act innocent and claim that she has no bad debt record? I know that she only wants to give a good impression to the officer because she could not fail this last chance to get a loan.
Unfortunately, she picked the wrong people to mess with. The department has links with the officers from other banks where her application has already been rejected so they actually “whispering” to one another about her and said, “Don’t approve her. She has bad records.” The officer in charged came to meet me and asked again about that particular lady since they know that I also know the lady even just an a normal friend. I know a lot about the lady’s reputation. She has problems with her work ethics and money handling. Although this doesn’t mean that she’s a bad person; considering that she has 6 kids to feed, just that the biggest mistake that she did is SHE LIED. I could not help her when she could not even say the truth. I could not side her when I know that the officer could find out the truth from CTOS. When you speak of a applying for a loan where all your monetory activities are their main concern, you could not LIE about things that you can get caught red-handed! You understand me?
They checked with CTOS and there goes all the bad records. They gave her another chance. They did the second interview. They asked again, “Did you ever get any loan from any other departments of banks or any unsettled debts with your purchases in the past?” She said it straight and firmly, “NO”. What do you expect now? The officer already knows the TRUTH here. They don’t ask because they want to know the TRUTH. What the want is YOU speaking the TRUTH and not hiding your details because as a human, they have compassions too, they know the lady is in need of extra fund and they would want to help her too but SHE CAN’T EVEN TELL THE TRUTH. This means that “her inability to speak the truth” has now interrupted their personal evaluation about her attitudes as a person, which then giving them the idea that she is not going to settle the loan that she’s applying for and this is EVERYTHING that they need to know. I can’t help her.
The next time the lady came to have a chit chat with me and we spoke about the loan, she told me that the officers shouldn’t ask her all the personal questions such as “Did you ever borrow money from loan shark?” and others and for that she thought that she was not obliged to answer them correctly. I know that she lied about many other things because she thought that if she said the truth, she’ll definitely fail. TELLING LIES won’t make things better. It only destroy the last remaining pieces of humanity compassion in the people who want to help you. So next time when you want to lie again, make sure you know what you put on the line. And make sure you don’t mind losing them. Cos as history proves it, Telling the truth is not just about people wanting to know the truth, it’s also a virtue that can tell so much about your personality and attitudes. Sometimes people just ask for fun just to know if you can simply admit it and when you keep twisting the truth, imagine that you’re just like a clown who is doing some funny acts which make people desperately want to laugh because when you are caught with one lie, the rest of the things that you say mean nothing to them. So be careful with your lying creativity. Don’t ruin your reputation. A single lie is all it takes. Good luck!
No comments:
Post a Comment